We've got something better than those "Top 10 Companies" lists.
Everyone's claiming to have the "top companies" and "industry leaders" in their rankings. But let's be real - what makes these companies the best? And who's actually behind these rankings?
In our opinion, there's no one-size-fits-all best company when it comes to fintech app development. It's kind of like finding the suitable partner - what works perfectly for someone else might be totally wrong for you.
That's why we decided to shake things up a bit.
Instead of throwing another "top 10" list at you, we've created something way more useful - a FREE SHEET of 100 financial app development companies in Vietnam. With the simple filter, you can quickly find your matching companies based on your requirements such as budget, specific fintech services, company size, etc.

And if spreadsheets aren't your need, we also wrote a list of these 100 companies in this article.
Let's jump in!
Table of contents [ Hide ]
Overview of fintech app development market in Vietnam
🚦 Before we move to the list of 100 fintech app development companies
How to use this FREE SHEET of 100 fintech app development companies in Vietnam?
100 financial app development companies in Vietnam
How to choose your right fintech development partner?
Overview of fintech app development market in Vietnam
Vietnam's finance software development market is booming.
According to Robocash Group, Vietnam's fintech is witnessing the highest growth rate in ASEAN after Singapore and is predicted to reach a staggering $18 billion by 2024. As of 2023, there are over 200 fintech companies in Vietnam, they're all hungry for top-notch development talent.
More and more international businesses are eyeing Vietnam for their fintech development needs. The Vietnamese financial app development market grew by a whopping 93% between 2021-2023, making it one of the fastest-growing tech hubs in Southeast Asia.

So, what's making Vietnam such a hotspot for fintech app development?
1. Large tech talent pool
- 400,000+ IT professionals (and growing).
- 50,000+ tech graduates joining the workforce every year.
- Seriously strong mathematics and engineering education.
2. Low costs
- Development rates that are 50-70% lower than in Western countries.
- They can create high quality softwares.
3. Perfect time zone balance
- Working hours that overlap nicely with both Asian and European markets.
- Makes real-time collaboration actually doable.
4. Robust tech infrastructure and strong government support
- High-speed internet coverage across major cities. Growing 5G network. Modern tech parks and innovation centers.
- Many policies promoting digital transformation.
But despite all these advantages, finding the right development partner is not easy. That's why we put together our detailed company list.
🚦 Before we move to the list of 100 fintech app development companies
Which is your next action?
- If you want to grab the FREE SHEET, read the quick tutorial and access it right in the section below.
- If you want to read the article version instead, move to the section: 100 financial app development companies in Vietnam.

How to use this FREE SHEET of 100 fintech app development companies in Vietnam?
Alright, let's get you started with this sheet.
đź“Ť First things first: Access the sheet
- Click the "Get Free Sheet" button on the banner above.
- Fill your work email.
- You'll land on our Google Sheet.
đź“Ť Two ways to use it:
- Just view the original sheet if you want to do some quick scanning.
- Or Click "Make a copy" button in the top menu to get your own version. Then you can filter, sort, and customize however you want.
đź“Ť Play with filters
Our sheet has filters for something you might care about: Avg. hourly rate, Min. project size, Services, Rating on Clutch, Number of reviews on Clutch, Employees and City.
Let us show you how it works with some examples
đź“Ť Scenario 1: I need a mobile app, and I'm on a budget
- Go to the "Services" column → Filter → Select "Mobile App Development"
- Head to "Avg. Hourly Rate" → Filter → Select the suitable rate
đź“Ť Scenario 2: I want a big, popular company to do integration for my banking app
- Filter "Employee" → Select "250-999" and "1,000-9,999"
- Filter "Services" → Check "Integration"
- Look at "Number of Reviews on Clutch" → Select "Sort sheet Z to A"
If spreadsheets aren't really your thing, or you want a more detailed walkthrough, just keep reading - we've got company profiles lined up in the sections below.
100 financial app development companies in Vietnam

BiPlus is a fintech software development company that serves many enterprise clients and has a close partnership with large banks in Vietnam. Our developers excel in Java, Python, and Node.js, enabling us to build comprehensive backend systems. For mobile development, we leverage Kotlin for Android and Swift for iOS, ensuring native-level performance and seamless user experiences.
In our recent project with a fintech company, we helped them achieve 3x feature release in one year and a 20% revenue increase in payment services.
You can read our full story here.
Our fintech app development services include:
- Mobile app development
- Back-end development
- User experience (UX) and User interface (UI) design
- Application and network security
- Cloud computing
- Payment processing APIs
- Artificial intelligence and machine learning integration
- Blockchain implementation
More about us:
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249

Newwave Solutions redefines fintech app development with its innovative approach and client-first philosophy. The company’s full-service offerings cover every stage of the development process, ensuring high-quality results. By leveraging advanced technologies, Newwave Solutions creates scalable and efficient applications that drive business success.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

Vinova delivers fintech applications that combine technical precision with an intuitive user experience. With end-to-end development services, the company ensures seamless execution and high-quality results. Vinova’s focus on innovation helps businesses stay ahead in a competitive market.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249
- Rating on Clutch: 5

SOTATEK JSC is a trusted partner for fintech companies, delivering custom applications that combine functionality with exceptional design. The company offers end-to-end development services, ensuring projects are completed efficiently and effectively. By embracing cutting-edge technologies, SOTATEK empowers businesses to thrive in the digital age.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 5

Beetroot AB brings Swedish development practices to Vietnam's fintech landscape. The company has carved a unique niche by combining Scandinavian business culture with local technical expertise. Their fintech solutions are known for clean, efficient code and exceptional user experience. Beetroot AB particularly excels in developing sustainable fintech solutions for the Nordic market, with expertise in open banking platforms and personal finance management tools.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

Lollypop Design Studio combines creative brilliance with technical expertise to develop fintech applications that are both innovative and user-friendly. The company’s holistic approach ensures seamless project execution, from design to deployment. By leveraging the latest technologies, Lollypop delivers solutions that exceed client expectations.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 4.7

PowerGate Software excels in delivering fintech solutions that combine technical sophistication with user-centric design. The company’s full-service offerings cover every aspect of development, ensuring seamless execution. PowerGate Software’s focus on innovation ensures its applications are built to meet the challenges of tomorrow.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 5

Kyanon Digital is a fintech powerhouse, known for delivering scalable, high-performing solutions that align with client objectives. The company’s end-to-end services ensure a seamless transition from ideation to deployment. Kyanon Digital’s integration of cutting-edge technologies like AI and blockchain guarantees that its applications stay ahead of industry trends.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8


InApps Technology is a leader in fintech app development, offering cutting-edge solutions tailored to modern business challenges. Known for its technical expertise and commitment to innovation, InApps provides end-to-end development services. The company’s focus on user-centric design ensures that its applications deliver a seamless and engaging experience.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

AMELA Technology has earned recognition for its human-centered approach to fintech development. With 150+ specialists, the company excels in creating financial applications that balance sophisticated functionality with intuitive user experience. Their development process emphasizes user research and iterative design, resulting in solutions that achieve high user adoption rates. AMELA particularly stands out in developing mobile payment solutions and digital banking platforms that seamlessly integrate with existing financial infrastructure.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 5

Relia Software is known for its commitment to delivering reliable, high-performing fintech applications. The company offers a complete range of development services, ensuring a smooth and efficient process. Relia Software’s focus on innovation and usability makes it a trusted partner for businesses looking to stay competitive.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Xenia Tech specializes in fintech app development, offering tailored solutions that prioritize functionality and user experience. The company’s full-service offerings cover every stage of development, ensuring reliable and scalable applications. Xenia Tech’s innovative approach drives measurable success.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249
- Rating on Clutch: 4.9

Hola Tech stands out for its innovative approach to fintech app development, focusing on creating solutions that are both functional and user-friendly. With a dedication to delivering value, Hola Tech offers a complete suite of development services tailored to each client’s unique needs. By embracing cutting-edge technologies, the company ensures that its applications drive success in a competitive market.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49
- Rating on Clutch: 5

Investidea Tech specializes in delivering fintech solutions that empower businesses to thrive in the digital age. The company’s end-to-end services include custom development, deployment, and ongoing maintenance. With a strong focus on innovation and usability, Investidea Tech ensures its applications provide exceptional performance and long-term value.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Synodus specializes in creating fintech applications that blend innovation with reliability. With a comprehensive service portfolio, the company supports clients through every phase of development. Synodus’s commitment to quality ensures solutions that meet the highest standards of functionality and design.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 250 - 999
- Rating on Clutch: 5

Oivan specializes in delivering fintech applications that combine security, scalability, and innovation. The company’s end-to-end services ensure seamless project execution, from planning to maintenance. Oivan’s expertise in technologies like blockchain and AI enables businesses to achieve their digital transformation goals with confidence.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 4.5

BEETSOFT has established itself as a reliable partner for complex fintech implementations. Their strength lies in developing enterprise-level financial management systems with a focus on regulatory compliance. The company stands out for its comprehensive quality assurance processes and security-first approach. BEETSOFT's portfolio showcases impressive achievements in automated trading platforms and risk management systems, making them a preferred choice for financial institutions requiring robust, secure solutions.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 250 - 999
- Rating on Clutch: 5

Canary Software distinguishes itself through its specialization in high-performance trading platforms and financial analytics tools. The company excels in developing solutions that can handle real-time data processing and complex financial calculations. Their development approach emphasizes system reliability and speed, crucial for financial trading environments. Canary Software particularly stands out in creating customized solutions for algorithmic trading and market analysis, backed by robust testing and quality assurance processes.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 10 - 49
- Rating on Clutch: 5

Magenest JSC specializes in building dynamic, user-centric fintech applications designed for growth and scalability. Offering a full spectrum of development services, Magenest ensures a seamless process from start to finish. The company’s expertise in emerging technologies enables clients to stay competitive in an ever-evolving industry.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 4.7


HDWEBSOFT excels in building robust, scalable fintech applications tailored to meet complex business needs. With a strong emphasis on quality and innovation, the company offers end-to-end development services that ensure reliable, high-performing solutions. HDWEBSOFT’s user-first design philosophy ensures that its applications provide exceptional experiences while addressing key business challenges.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 5

Enlab Software is a trusted partner for fintech companies looking to build sophisticated, scalable applications. With a dedication to quality and technical excellence, Enlab Software ensures that every solution aligns with its clients’ business objectives. The company’s comprehensive development services include everything from architecture design to ongoing support, enabling smooth and efficient digital transformation. Enlab also prioritizes user experience, creating applications that are as intuitive as they are innovative.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Adamo Software distinguishes itself through its comprehensive approach to digital banking solutions. Since 2016, their team of 200+ professionals has been crafting sophisticated financial applications that blend security with seamless user experience. The company excels in developing mobile banking platforms that incorporate advanced features like biometric authentication and real-time transaction processing. Their portfolio showcases a particular strength in creating integrated financial ecosystems that connect traditional banking services with modern digital capabilities.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

Gold Hill Advisors brings a strategic approach to fintech app development, ensuring that every solution aligns with its clients’ business goals. The company’s comprehensive services include custom development, deployment, and ongoing support. With a focus on delivering exceptional user experiences, Gold Hill Advisors leverages the latest technologies to create apps that are as innovative as they are reliable.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

Saigon Technology leads the way in fintech app development, providing tailored solutions that blend technical expertise with user-centric design. The company’s comprehensive services include design, development, and post-launch support, ensuring seamless execution. By leveraging the latest technologies, Saigon Technology helps businesses thrive in the digital era.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

KMS Solutions stands out for its commitment to delivering innovative, client-centric fintech applications. The company offers a comprehensive suite of services, including design, development, and maintenance, ensuring seamless execution. By integrating advanced technologies, KMS Solutions creates scalable, high-performing applications that drive success in the fintech industry.
- Avg. Hourly Rates: Undisclosed
- Min. Project Size: Undisclosed
- Employees: 250 - 999
- Rating on Clutch: 4.8

Savvycom Software combines innovation and expertise to deliver tailored fintech applications that drive business success. With a commitment to quality and a user-first philosophy, Savvycom provides end-to-end development services. By leveraging cutting-edge technologies, the company ensures its applications are secure, scalable, and future-ready.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $50,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

CodeLink has earned recognition for its innovative approach to modern fintech solutions. The company specializes in creating seamless financial experiences through cutting-edge technology. Their expertise particularly shines in developing mobile payment solutions and digital wallet platforms. CodeLink's development methodology emphasizes agile practices and continuous integration, ensuring rapid deployment of secure and scalable financial applications.
- Avg. Hourly Rates: Undisclosed
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 4.9

LTS Group is a trusted name in fintech app development, providing end-to-end solutions tailored to client needs. The company’s commitment to technical excellence and innovation ensures that its applications meet the highest standards of quality. With a focus on usability, LTS Group helps businesses achieve digital transformation with ease.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

Designveloper has made its mark through its user-centric approach to fintech development. The company excels in creating financial applications that balance sophisticated functionality with intuitive design. Their solutions are known for exceptional user experience and clean, efficient interfaces. Designveloper particularly stands out in developing mobile banking applications and personal finance management tools that prioritize user engagement while maintaining robust security measures.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 4.9

KMS Technology is a trusted partner in fintech app development, combining technical expertise with a deep understanding of client needs. The company’s full-service offerings include design, development, and ongoing support, ensuring reliable and innovative solutions. KMS Technology’s user-focused approach ensures that its applications deliver exceptional experiences and long-term business value.
- Avg. Hourly Rates: Undisclosed
- Min. Project Size: Undisclosed
- Employees: 1,000 - 9,999
- Rating on Clutch: 4.9


SHIFT ASIA is a fintech leader, renowned for delivering high-quality, secure applications. The company combines technical expertise with a client-first approach, ensuring that its solutions meet both business objectives and user expectations. By utilizing advanced technologies, SHIFT ASIA creates robust and scalable applications for the fintech sector.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

AXON ACTIVE stands as a leader in enterprise fintech solutions, backed by a powerful team of 500+ technology professionals. The company distinguishes itself through its comprehensive approach to financial software development, combining technical excellence with deep industry insights. Their solutions are known for exceptional scalability and reliability, particularly in high-stakes financial environments. AXON ACTIVE excels in developing core banking systems, payment processing platforms, and regulatory compliance solutions, all while maintaining Swiss quality standards in their development processes.
- Avg. Hourly Rates: Undisclosed
- Min. Project Size: Undisclosed
- Employees: 250 - 999
- Rating on Clutch: 4.8

Enable Startup redefines fintech innovation through its agile approach to app development. Known for its focus on creative problem-solving and user-centric design, Enable Startup delivers solutions tailored to clients’ unique business needs. The company offers a full suite of services, from initial concept development to deployment, ensuring seamless project execution. By leveraging cutting-edge technologies, Enable Startup empowers businesses to stay ahead in the competitive fintech landscape.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49
- Rating on Clutch: 5

TopSquad specializes in delivering fintech applications that prioritize usability and scalability. The company offers a complete suite of services, ensuring a smooth and efficient development process. By integrating advanced technologies, TopSquad creates solutions that empower businesses to succeed.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Evizi stands out in the fintech app development space for its focus on delivering robust, enterprise-grade solutions. With a client-first approach, Evizi develops customized applications that address complex business challenges while ensuring a seamless user experience. The company’s end-to-end services include design, development, and post-launch support, making it a reliable partner for fintech companies seeking innovative and scalable technology solutions.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $50,000+
- Employees: 50 - 249
- Rating on Clutch: 4.9

Dirox has established itself as an innovative force in modern fintech solutions. The company excels in developing cutting-edge financial applications with a focus on emerging technologies. Their expertise spans from AI-powered financial analytics to blockchain-based payment systems. Dirox particularly stands out for its ability to implement complex financial algorithms while maintaining user-friendly interfaces.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

BKPlus Software has built a strong reputation in developing customized financial software solutions. The company excels in creating scalable platforms for digital banking and payment processing. Their development approach emphasizes modular architecture, allowing for easy system updates and expansions. BKPlus particularly stands out in developing solutions for SME banking and microfinance institutions, with a focus on cost-effective yet powerful implementations.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Melisoft combines creativity and innovation to deliver fintech applications that stand out in both functionality and design. The company provides comprehensive development services, ensuring that each solution aligns with client goals. Melisoft’s integration of advanced technologies ensures its applications are both reliable and future-proof.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Ohio Digital brings a unique perspective to fintech app development by combining creative design with cutting-edge technology. With roots in Australia, the company offers a global approach to delivering exceptional solutions. Its comprehensive services ensure applications are both innovative and user-friendly, meeting the needs of modern businesses.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: Undisclosed
- Employees: 250 - 999
- Rating on Clutch: 5

Rikkeisoft is a prominent player in fintech app development, delivering scalable and secure solutions tailored to diverse business needs. The company’s full-service approach ensures seamless project execution, from design to deployment. With a commitment to innovation and a user-first philosophy, Rikkeisoft creates applications that empower businesses to succeed.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 1,000 - 9,999
- Rating on Clutch: 5


zen8labs brings creativity and innovation to fintech app development, offering comprehensive services from ideation to deployment. The company’s commitment to quality and advanced technology ensures its applications meet the evolving needs of businesses. zen8labs delivers solutions that combine functionality with exceptional design.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249
- Rating on Clutch: 5

Amaris has established itself as a powerhouse in enterprise fintech development, leveraging its 300+ strong team to deliver comprehensive financial solutions. The company excels in handling large-scale digital transformation projects for financial institutions, combining technical expertise with deep industry knowledge. Their service portfolio spans from core banking system modernization to innovative wealth management platforms. Amaris stands out for its ability to handle complex integrations while maintaining strict compliance with international financial regulations.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 1,000 - 9,999
- Rating on Clutch: 4.8

ITC Group is known for its expertise in fintech app development, providing reliable and innovative solutions for businesses of all sizes. The company offers a full range of services, from design to post-launch support, ensuring seamless execution. By leveraging advanced technologies, ITC Group delivers applications that meet the highest standards of quality and usability.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

VMO Holdings is a leader in fintech app development, providing tailored solutions that meet complex business needs. The company’s full-service offerings cover every aspect of the development process, ensuring seamless delivery. VMO’s commitment to innovation drives success for its clients.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 250 - 999
- Rating on Clutch: 4.8

BOCASAY brings French development standards to Vietnam's fintech sector. The company has distinguished itself through its expertise in developing sophisticated financial management systems with a strong emphasis on security and compliance. Their solutions are known for elegant architecture and robust performance, particularly in handling complex financial operations. BOCASAY excels in creating custom solutions for investment management and automated trading systems.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 4.5

Madison Technologies delivers cutting-edge fintech solutions, blending technical expertise with a deep understanding of user needs. The company’s full-service approach ensures seamless project management, from concept to completion. Madison Technologies leverages advanced tools and technologies to create applications that drive value for businesses.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249
- Rating on Clutch: 4.5

Buuuk has earned recognition for its design-centric approach to fintech development. The company excels in creating financial applications that deliver exceptional user experiences without compromising on functionality. Their solutions are particularly noted for intuitive interfaces and smooth user journeys. Buuuk's expertise shines in developing mobile-first financial platforms, digital wallets, and personal finance management applications that prioritize user engagement.
- Avg. Hourly Rates: $100 - $149 / hr
- Min. Project Size: $50,000+
- Employees: 10 - 49
- Rating on Clutch: 5

Global Enterprise Mobility (GEM) is at the forefront of fintech app development, combining deep technical expertise with a customer-first approach. GEM’s end-to-end development services are designed to empower businesses with scalable, efficient, and secure solutions. With a focus on user-centric design and advanced technologies, GEM creates applications that deliver exceptional value to clients and end-users alike.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999
- Rating on Clutch: 5

AEGONA has established itself as a frontrunner in payment technology innovation. With approximately 100 dedicated developers, the company specializes in creating sophisticated e-wallet solutions and payment gateway integrations. Their development approach emphasizes security and scalability, ensuring their solutions can handle high-volume transactions while maintaining performance. AEGONA's expertise extends to developing complex payment ecosystems that integrate multiple payment methods and currencies.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

Twendee Software provides cutting-edge fintech solutions that blend innovation with technical excellence. The company’s full-service offerings ensure seamless project execution, from design to deployment. Twendee’s focus on usability and functionality makes it a valuable partner for businesses.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8


WATA excels in creating robust fintech applications designed for growth and efficiency. With a full suite of development services, the company ensures seamless execution and high-quality outcomes. WATA’s focus on user-centric design drives business success.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 4.8

DEHA VIET NAM has positioned itself as a reliable partner for comprehensive fintech solutions. The company excels in developing custom financial software with a strong emphasis on security and scalability. Their expertise spans from digital banking platforms to payment processing systems. DEHA VIET NAM's approach combines technical excellence with deep understanding of financial industry requirements, making them particularly effective for complex implementations.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $1,000+
- Employees: 250 - 999
- Rating on Clutch: 5

ENOUVO IT SOLUTIONS brings a blend of creativity and expertise to fintech app development. Known for its commitment to delivering user-friendly and high-performing applications, ENOUVO ensures every project meets the highest standards of quality. The company offers a comprehensive range of services, covering the entire development lifecycle, and integrates advanced technologies like AI and blockchain to help fintech companies unlock their full potential.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249
- Rating on Clutch: 5

InspiLab takes a creative approach to fintech app development, combining technical expertise with a focus on innovation. The company’s comprehensive services ensure that every solution aligns with its clients’ goals while delivering exceptional user experiences. InspiLab integrates advanced technologies into its development process, helping businesses stay ahead in a competitive market.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49
- Rating on Clutch: 5

Sourceone Solutions excels in fintech app development, offering robust, tailor-made applications. The company’s comprehensive services cover every stage of the development lifecycle, ensuring smooth execution. Sourceone’s commitment to innovation and quality makes it a preferred partner for fintech businesses.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 2 - 9
- Rating on Clutch: 5

Urani Solutions excels in fintech app development, offering comprehensive services tailored to client objectives. The company’s commitment to quality and innovation ensures applications that are secure, scalable, and user-centric. Urani’s solutions drive measurable success for businesses.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 10 - 49
- Rating on Clutch: 5

VTI Cloud provides fintech solutions with a focus on leveraging cloud technology for scalability and security. The company’s comprehensive services ensure a seamless development process, from concept to deployment. VTI Cloud’s applications enable businesses to thrive in the digital era.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49
- Rating on Clutch: 5

DIPROTECH distinguishes itself through its expertise in developing enterprise-level financial management systems. The company specializes in creating solutions that handle complex financial operations while maintaining high performance standards. Their development approach emphasizes scalability and security, making them particularly suitable for large-scale financial institutions. DIPROTECH's portfolio includes impressive achievements in automated trading systems and risk management platforms.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249
- Rating on Clutch: 4.5

Hexagon Asia delivers fintech solutions that combine technical sophistication with an intuitive user experience. The company’s comprehensive service offerings include design, development, and post-deployment support, ensuring a smooth journey from concept to completion. Hexagon Asia leverages advanced technologies to build applications that empower businesses to thrive in the digital economy.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $1,000+
- Employees: 2 - 9
- Rating on Clutch: 4.5

TESO excels in creating fintech applications that are both functional and user-friendly. With end-to-end services, the company ensures projects are delivered efficiently. TESO’s focus on innovation and advanced technologies makes it a reliable partner for fintech companies.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249
- Rating on Clutch: 4.5


CMC Software Solution distinguishes itself through its specialized focus on financial security and compliance solutions. As part of the CMC Corporation, they leverage extensive resources to deliver enterprise-grade fintech applications. The company excels in developing risk management systems and regulatory reporting platforms. Their solutions are particularly noted for their ability to handle complex financial operations while maintaining strict compliance with international standards.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: Undisclosed
- Employees: 50 - 249
- Rating on Clutch: 4

TMA Solutions is a trusted name in fintech app development, providing scalable and secure applications. The company’s comprehensive services include design, development, and maintenance, ensuring high-quality results. TMA’s focus on user-centric design sets its solutions apart in the industry.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $50,000+
- Employees: 1,000 - 9,999
- Rating on Clutch: 4

1BITLAB Technology stands out in Vietnam's fintech landscape for its innovative approach to blockchain integration and digital payments. The company has carved a niche in developing sophisticated digital wallet solutions with a particular emphasis on cryptocurrency trading platforms. With a lean but highly skilled team of 50-100 specialists, 1BITLAB excels at delivering scalable fintech solutions that combine security with user-friendly interfaces. Their development process emphasizes agile methodology and continuous integration, ensuring rapid deployment without compromising on quality.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

3FORCOM has established itself as a pioneer in AI-powered fintech solutions. With a robust team of 150+ developers, the company specializes in creating sophisticated lending platforms and banking solutions that leverage artificial intelligence for enhanced decision-making. Their development approach combines technical excellence with deep industry knowledge, resulting in solutions that address complex financial challenges. 3FORCOM's expertise spans from digital transformation for traditional banks to creating innovative peer-to-peer lending platforms.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249

Adaptis GmbH brings German precision to Vietnam's fintech development landscape. Though compact with around 50 specialists, the company has earned recognition for its expertise in insurance technology and enterprise-level financial systems. Their development philosophy centers on creating robust, scalable solutions that can handle complex financial operations while maintaining strict security standards. Adaptis particularly excels in developing automated underwriting systems and digital insurance platforms.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 10 - 49

Akatek distinguishes itself through its specialized focus on financial cybersecurity and secure application development. Since 2019, the company has quickly risen to prominence by delivering banking applications that meet the highest security standards while maintaining exceptional functionality. Their development methodology integrates security at every stage, from initial architecture to deployment, making them a preferred choice for financial institutions prioritizing data protection. Akatek's expertise particularly shines in developing secure payment processing systems and fraud detection solutions.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

ASTEK Offshore brings decades of financial technology expertise to the Vietnamese market. With a robust team of 400+ professionals, they specialize in developing high-performance financial systems that can handle massive transaction volumes. The company's strength lies in its ability to deliver enterprise-grade solutions while maintaining agility in development. Their portfolio showcases impressive achievements in investment platform development, algorithmic trading systems, and comprehensive banking solutions.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $10,000+
- Employees: 250 - 999

BeeSight Soft has made its mark in the fintech sector through its innovative approach to digital banking solutions. The company stands out for its microservices architecture expertise, particularly in developing scalable financial platforms. With a dedicated fintech division, BeeSight Soft excels in creating custom solutions for digital lending, payment processing, and wealth management. Their development methodology emphasizes continuous integration and deployment, ensuring rapid market entry while maintaining robust security standards.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

Bigin distinguishes itself through its specialized focus on financial data analytics and AI-driven solutions. The company excels in developing intelligent financial platforms that leverage machine learning for improved decision-making. Their expertise particularly shines in creating predictive analytics tools for risk assessment and fraud detection. Bigin's development approach combines technical innovation with practical business applications, making complex financial technology accessible to various market segments.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $25,000+
- Employees: 10 - 49

BrickMate Group has established itself as an innovative force in fintech development, particularly in blockchain and cryptocurrency solutions. The company combines traditional financial software expertise with cutting-edge technology implementation. Their development portfolio showcases impressive achievements in digital asset management platforms and secure payment gateways. BrickMate Group stands out for its ability to bridge conventional banking systems with modern financial technology.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $25,000+
- Employees: 250 - 999

Chi Doanh has built a strong reputation in specialized fintech solutions, particularly in the local Vietnamese market. The company excels in developing payment integration systems and digital banking platforms tailored to regional requirements. Their development approach combines local market insights with international standards, making them particularly effective for companies looking to enter the Vietnamese financial sector. Chi Doanh stands out for its ability to navigate complex regulatory requirements while delivering innovative solutions.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249


CMC Global emerges as one of Vietnam's largest technology powerhouses in the fintech sector. With extensive resources and vast experience, they specialize in enterprise-level financial solutions. The company's strength lies in handling large-scale digital transformation projects for banking institutions. Their portfolio showcases impressive implementations of core banking systems, wealth management platforms, and comprehensive digital banking solutions, all supported by their robust infrastructure and certified development processes.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 1,000 - 9,999

Codelynx stands out in the fintech sector through its focus on blockchain and cryptocurrency solutions. The company has established itself as a pioneer in developing decentralized financial applications. Their technical expertise extends to smart contract development and crypto trading platforms. Codelynx particularly excels in bridging traditional financial systems with blockchain technology, offering innovative solutions for the evolving financial landscape.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $25,000+
- Employees: 10 - 49

Egitech brings a fresh perspective to fintech development through its focus on innovative payment solutions. The company specializes in creating integrated payment platforms and e-wallet systems. Their development approach emphasizes security and scalability while maintaining agility in implementation. Egitech particularly excels in developing solutions that bridge traditional banking services with modern digital payment technologies.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: Undisclosed
- Employees: 10 - 49

Evotek is a leading name in fintech app development, combining technical expertise with a strong focus on innovation. The company provides comprehensive development services, covering everything from initial ideation to ongoing maintenance. Evotek leverages advanced technologies, including AI and blockchain, to create powerful and secure fintech solutions. With a user-first design philosophy, Evotek ensures its applications not only perform flawlessly but also deliver exceptional value to clients and end-users.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249

Finatech JSC specializes in crafting innovative fintech solutions tailored to modern business needs. With a strong foundation in technology and a commitment to client success, Finatech develops applications that are both functional and user-friendly. Its services span the entire development lifecycle, ensuring that clients receive reliable, cutting-edge solutions to drive growth in the fintech space.
- Avg. Hourly Rates: Undisclosed
- Min. Project Size: $5,000+
- Employees: 50 - 249

HACHINET SOFTWARE is a trusted name in fintech app development, known for its technical expertise and dedication to excellence. The company offers a full range of services, from custom app creation to post-launch maintenance, ensuring seamless project execution. By integrating advanced technologies like AI and blockchain, HACHINET delivers solutions that are both cutting-edge and user-centric.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

ICTS Custom Software specializes in creating tailored fintech applications that meet the specific needs of its clients. With a commitment to technical excellence and a focus on user-centric design, ICTS delivers solutions that are as innovative as they are reliable. From development to ongoing support, the company provides a seamless, comprehensive service experience.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

IDS Software combines technical expertise with a client-first approach to deliver exceptional fintech applications. Its comprehensive development services cover the entire lifecycle, ensuring that every solution is built with precision and care. IDS Software’s focus on innovation and user experience ensures that its applications provide long-term value to businesses.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249

KVY TECH CO LTD brings precision and innovation to fintech app development, offering customized solutions tailored to diverse business needs. The company’s comprehensive services span the entire development process, ensuring seamless execution and high-quality results. With a commitment to user-centric design, KVY TECH delivers applications that are as functional as they are engaging.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 10 - 49

L4 Studio excels in crafting fintech applications that prioritize usability and technical excellence. Offering a complete suite of services, the company ensures every project is delivered with precision and care. L4 Studio’s focus on innovation and a user-first philosophy enables businesses to thrive in the digital economy.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

LARION sets itself apart with its commitment to delivering robust, scalable fintech solutions. The company’s comprehensive offerings cover the entire development lifecycle, ensuring seamless execution. With a strong emphasis on user experience and advanced technology, LARION creates applications that drive business success.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $25,000+
- Employees: 50 - 249


MOR Software JSC is a leader in fintech app development, offering tailored solutions that meet complex business requirements. The company’s comprehensive services include design, development, and ongoing support, ensuring seamless execution. With a focus on innovation and user-centricity, MOR Software delivers exceptional value to its clients.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249

Nimbus Technology excels in creating fintech applications that blend technical precision with exceptional user experiences. The company’s end-to-end services ensure a smooth journey from ideation to deployment. Nimbus Technology’s expertise in advanced technologies allows businesses to stay ahead in the competitive fintech landscape.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 250 - 999

Orient Software Development Corp. is a trusted partner for fintech companies seeking robust, custom applications. The company’s comprehensive services include design, development, and support, ensuring a smooth and efficient process. By prioritizing innovation and user experience, Orient Software delivers solutions that drive measurable success.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $50,000+
- Employees: 1,000 - 9,999

SENS stands out in the fintech space with its focus on delivering intuitive and reliable applications. From concept to deployment, SENS offers a comprehensive suite of services tailored to meet client needs. Its dedication to integrating advanced technology ensures solutions that enhance user experience and business performance.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 10 - 49

SHAREWORK specializes in fintech app development, offering a holistic approach to creating scalable and innovative solutions. With expertise spanning the entire development lifecycle, the company ensures seamless delivery. SHAREWORK’s focus on usability and functionality sets its applications apart in the competitive fintech industry.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249

sk-global provides dynamic fintech solutions, blending technical expertise with innovative design. The company’s comprehensive services span the entire development process, ensuring seamless project execution. With a commitment to quality and user satisfaction, sk-global helps businesses achieve digital transformation.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

Spirit Labs delivers fintech solutions that prioritize innovation and usability. The company provides a full range of services, from initial strategy to post-launch support. With its expertise in advanced technologies, Spirit Labs develops applications that meet the evolving needs of the fintech industry.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 10 - 49

Star stands out for its ability to merge creativity and technical precision in fintech app development. Offering comprehensive services, the company ensures seamless project delivery. Star’s applications are built to provide exceptional user experiences while addressing complex business challenges.
- Avg. Hourly Rates: Undisclosed
- Min. Project Size: Undisclosed
- Employees: 250 - 999

Starbap Technology brings a modern approach to fintech app development, offering end-to-end services designed for scalability and performance. The company’s focus on user-centric design and advanced technologies ensures applications that deliver lasting value to businesses.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

Synova Solutions combines technical expertise with a client-focused approach to deliver high-performing fintech applications. The company’s full-service offerings cover the entire development process, ensuring seamless execution. Synova’s innovative solutions drive measurable business success.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249

Techchain Software delivers advanced fintech solutions, leveraging blockchain and AI to create cutting-edge applications. The company’s end-to-end development services ensure a seamless journey from concept to completion. With a focus on security and scalability, Techchain empowers businesses in the digital economy.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49


Tego Global provides comprehensive fintech app development services, combining technical expertise with innovative design. From initial planning to post-launch support, the company ensures seamless execution. Tego’s user-centric applications drive growth and enhance business performance.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249

Tinhvan Outsourcing JSC is a leader in fintech app development, offering solutions tailored to complex business needs. The company’s full-service approach ensures seamless execution, from design to deployment. With a commitment to quality and innovation, Tinhvan drives success for its clients.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 50 - 249

TPS Software combines technical expertise with a client-first approach to deliver exceptional fintech applications. Its full-service offerings cover every stage of development, ensuring seamless project execution. TPS Software’s commitment to innovation ensures applications that drive long-term value.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 50 - 249

TransformHub is a fintech leader, delivering end-to-end app development services that enable digital transformation. The company combines innovative design with robust technology to create applications that meet complex business needs. TransformHub’s solutions empower businesses to achieve their goals with confidence.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $10,000+
- Employees: 50 - 249

TriPlayz offers dynamic fintech solutions, focusing on creating applications that are both functional and user-friendly. With a dedication to innovation, the company delivers end-to-end development services tailored to client needs. TriPlayz’s expertise ensures reliable and scalable applications.
- Avg. Hourly Rates: $50 - $99 / hr
- Min. Project Size: $25,000+
- Employees: 10 - 49

VTI specializes in fintech applications that blend scalability with exceptional user experience. The company’s end-to-end services include design, development, and ongoing support. VTI leverages cutting-edge technologies to create reliable and innovative solutions.
- Avg. Hourly Rates: $25 - $49 / hr
- Min. Project Size: $5,000+
- Employees: 250 - 999

WeTech Software is a trusted partner in fintech app development, delivering innovative solutions tailored to modern business challenges. The company’s comprehensive services ensure seamless project execution. With a focus on usability, WeTech creates applications that empower businesses to excel.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $1,000+
- Employees: 10 - 49

Wiki Solution provides dynamic fintech app development services, combining technical expertise with a commitment to innovation. The company’s end-to-end solutions ensure seamless execution. Wiki Solution’s focus on user-centric design ensures applications that deliver lasting value.
- Avg. Hourly Rates: < $25 / hr
- Min. Project Size: $5,000+
- Employees: 10 - 49

How to choose your right fintech development partner?
1. Check their fintech street cred
Have they actually built fintech apps before? Ask for specific examples: payment systems, digital wallets, lending platforms -- whatever matches your needs.
Don't just look at their portfolio. Ask about the challenges they faced and how they solved them.
2. Ensure they have security knowledge
Your partner should be talking about: Payment security standards (PCI DSS compliance); Data encryption methods; Authentication protocols; Regular security audits.
3. Have clear communication style
Ask yourself: Do they respond promptly to your messages? Are they asking smart questions about your project? Can they explain technical stuff without sounding like a computer manual? Do they have English-speaking project managers? (Trust us, this is huge).
4. Check their deliver process
They should have a clear development methodology, regular progress updates, a solid testing strategy, and a plan for post-launch support.
5. Ensure budget and timeline transparent
Be careful for prices that seem too good to be true, vague timelines, unclear payment terms, and hidden costs.
đź“Ś Some more pro tips that'll save you headaches
- Start small if possible -- maybe a pilot project first.
- Ask for references (and actually check them).
- Get everything in writing, especially when it comes to IP rights.
- Make sure they have experience with relevant regulations in your target market.